A woman was struck by a speeding pizza delivery car crossing a double yellow line in the rain. She required back and hip surgery. Unfortunately, the driver had limited insurance and the pizza parlor’s insurance company refused to cover the claim. The insurance company’s denial was contested. We targeted the employer’s insurance broker and insurance company in addition to asserting a claim against the driver. After depositions, the case settled despite the lack of coverage and our steadfast refusal to let the insurance company off the hook.